Making Cents: The Client Experience
Learn about what happens on the backend of our business and how we strive to give you the best client experience possible.
Making Cents: Why Is Tax Planning Important?
Tax planning is done through the financial decisions you make throughout the year, it's not just something you should wait until April to think about.
Making Cents: What Are The Benefits of a 401(k)?
The Revenue Act of 1978 created the 401(k) plan as a tool to help employees easily save for retirement, while offering corporations a way to attract and retain high-quality employees..
Making Cents: Why Are Pooled Employer Plans Gaining Traction?
Pooled employer plans (PEPs) have their genesis in the SECURE Act enacted in 2019. That’s not a long time, but in just three years, they accounted for billions in assets and covered thousands of employees.
Dollar-Cost Averaging or Lump-Sum Investing. Which is Right for You?
When deciding how to invest a large amount of new cash in your portfolio, consider the pros and cons of dollar-cost averaging and lump-sum investing.
Making Cents: What Are Some Money Moves You Can Make To Prepare For 2026
If notable changes occurred in your personal or professional life, you may want to review your finances before this year ends and 2026 begins.
Making Cents: What is Dollar Cost Averaging?
The principle behind dollar-cost averaging is simple: invest a fixed amount of money into an investment at regular intervals (e.g., every pay period).
Making Cents: Pooled Employer Plans (PEPs): What Are They? Who Are They For? Why Choose One?
The SECURE Act introduced a new type of retirement plan, the pooled employer plan (PEP), a significant development to enhance accessibility and ease of management for both employers and employees.
Meet Aedan Lodynsky
We are happy to introduce you to the newest member of the DiMatteo Group Financial Services team, Aedan Lodynsky!
Our Core Values.
Our core values define who we are and shape how we serve our clients. Learn more about how we can help you.
Who’s Involved in Running a 401(k) Plan?
There are a variety of service providers who can be involved in running a 401(k) plan, and it’s important to understand each of their roles and responsibilities.
How Do You Protect Yourself From Scams and Digital Threats?
With the increasing amount of scams and threats online, protecting your information is something you should be thinking about.
What Should You Do When the Market is Volatile?
Explore practical strategies to help you stay grounded during market ups and downs.
What is our firm history?
DiMatteo Group is built on the hard work of three generations, we remain focused on innovation and excellence.
What is Compounding Growth?
Compound interest and compound returns help your money work harder.
What is Changing for Retirement Accounts in 2025?
The SECURE 2.0 Act makes major changes to 401(k), IRA, Roth, and other retirement savings plans.
Making Cents- What Are The New Inherited IRA Rules?
The Secure Act of 2019 has changed requirements for beneficiaries who inherit IRAs to draw down an inherited IRA within 10 years of the IRA owner's death rather than over the beneficiary's lifetime.
What is the Importance of a budget?
A budget is a useful tool for anyone looking to save, allowing you to have a better understanding of your financial situation and ways you can save more.
What is a Safe Harbor 401k
A Safe Harbor 401(k) plan has an employer contribution that allows you to avoid most annual compliance tests.
Should I Start a Roth IRA For My Children
A Roth IRA for a child is a tax-advantaged retirement account opened for a child who has earned income.
Identify Theft
With the growing frequency of identify theft, its always important to protect your information. Here are some tips for keeping yourself and your information safe.
Understanding Donor-Advised Funds
A donor-advised fund (DAF) is an account established through a sponsoring charity, often an organization established for the purpose of providing this type of planned giving vehicle.
Workplace Retirement Plans
Recent changes with SECURE Act 2.0, along with the implementation of state mandated programs, are meant to encourage employers to offer a retirement plan for their employees
SECURE Act 2.0- New Provisions
Along with the new tax credits, SECURE Act 2.0 introduced new retirement plan features and changed some of the existing retirement plan rules.
Plan Sponsor Effective Communication
Plan sponsors should be aware of the financial literacy levels of their employees and make sure messaging is clear and understandable, according to experts
Fund Categories
With the different categories of mutual funds, it's important for investors to understand the differences between these categories and where the funds are invested
Understanding The Pros And Cons Of Alternative Investments
In today’s dynamic market environment, some investors may be looking beyond stocks and bonds for other options for investing their money. This search for other options may lead to alternative investments.
Alternative investments are investments outside the stock and bond markets, and may include real estate, private equity, hedge funds, digital assets, and may include investments offering to these financial instruments such as cryptocurrencies, commodities, precious metals and art or collectibles. These types of investments tend not to be correlated to the performance of stocks and bonds, and may offer the potential for higher returns, but typically with higher risk.
Are Roth 401(k)s Still a Good Deal? When to Use Them—and When to Pass
Sometimes it's better to get taxes out of the way earlier when using a 401(k) to save for retirement.
- Converting from a traditional IRA to a Roth IRA is a taxable event.
- To qualify for the tax-free and penalty-free withdrawal or earnings, a Roth IRA must be in place for at least 5 tax years, and the distribution must take place after age 59 1/2 or due to death, disability, or a first time home purchase (up to a $10,000 lifetime maximum). Depending on state law, Roth IRA distributions may be subject to state taxes.
Financial planner David Born advises a couple in the top tax bracket who contribute to Roth 401(k)s rather than traditional 401(k)s, even though it means they pay more in taxes now.